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As an educated consumer and patient, Action Physical Therapy wants
you to be wary of some of the realities out there in the community
today. This section is a basic compilation of some ideas that should
make you skeptical, and also this section is a go-to area for ways
you can combat tactics used by your insurance company to put a wedge
between you and your medical provider. Check back here often to
find out new trends and leading information.
Tips and Tricks to Understanding Insurance
Company Tactics
- Checking your EOBs for UCR language- more to come...
- What is "reasonable or usual and customary?"- more
to come...
- Overall insurance company tactics to get in between you and your
caregiver- more to come...
- Illegal "Silent PPO" discounts by insurance companies-
more to come...
- Get it in writing - Your Declarations Page- more
to come...
- How to use your HR department or insurance broker to help you-
more to come...
- Timely filing laws in Pennsylvania- more to come...
How to File a Complaint in Pennsylvania
We are happy to help our patients when their insurance company is
not doing what they are supposed to do. Please call for more information
(215) 266-8288
Be Wary of Medical Providers
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Be wary of PTs who only use ice/heat or electrical
stim. This is not the only thing physical therapists are
meant to do!
•
Be wary of PTs who only give you massage therapy WITHOUT
exercise instruction and injury prevention. These
are critical components of your long term success.
•
Be wary of accupuncturists and chiropractors who do
not work with PTs with an interdisciplinary approach.
Although you may find temporary relief, the overall musculo-skeletal
imbalances are not addressed and your pain will
most likely return.
•
Be wary of MDs who say "the pain is in your head".
Although there are psychological factors to pain like
anxiety, stress, and depression, there is almost always a physical
component to your pain. Make sure to work with
someone who will help you do this detective work.
•
Be wary of MDs who don't work as a team with other
caregivers. Often times there are multiple aspects
to the root causes of your pain and you need a multi-strategical
approach.
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